Establishing a Private Account with an Offshore Bank in Belize

Belize stands as one of the premier financial centers in Central America, offering a unique opportunity to open a private offshore bank account remotely, providing access to a host of traditional and cutting-edge financial services and robust asset protection. With its stable political environment, a currency pegged at a solid 2:1 exchange rate to the US dollar, and a relaxed lifestyle, Belize is an exceptional choice for international banking.

If you want to get a fully operational personal account with an offshore bank in Belize, please send a request using the form on our site.

Why Open a Personal Account with an Offshore Bank in Belize?

Collaborating with the recommended offshore bank in Belize offers various significant advantages:

1. Reliability: The bank maintains high liquidity ratios, ensuring the security of your assets.
2. High Service Quality: Tailored to non-resident clients, the bank upholds stringent service standards.
3. Financial Innovation: Embracing financial market innovations, the bank consistently delivers state-of-the-art solutions.
4. Global Financial Network: Extensive correspondent relationships with international banks allow the bank to provide asset management services in multiple currencies.
5. Bank Secrecy: Your banking details are safeguarded by the Bank Secrecy Act.
6. Beneficiary Protection: Belize legislation is designed to protect beneficial owners.
7. Yield: The interest rates on your account are highly competitive.
8. Professionalism: In 2019, the bank earned recognition as the best private offshore bank in Latin America.

Services for Non-Resident Private Clients in 2023

The offshore bank in Belize we recommend offers a variety of attractive investment products, including the following:

1. Fixed-Term Deposit;
2. Demand Deposit Account with Accrued Interest;
3. VISA Debit Card for International Use.

You can open an account in one of the following five major currencies: USD, CAD, EUR, GBP, or CHF. Here are some details about the three main offers of the bank:

1. Fixed-Term Deposits (1-5 Years)

This option allows you to strategically allocate funds for a predetermined period of one to five years. By opting for a fixed-term deposit, you get a guaranteed return on your investment. This deposit is particularly attractive for individuals seeking stability and assurance of their savings.

2. Demand Deposit Account with Interest Accrual

The Demand Deposit Account with Interest Accrual combines the liquidity of a standard demand deposit with the added benefit of interest earnings. With monthly interest payments, your funds continue to grow while remaining accessible.

3. VISA Debit Card for International Use

For international travelers and individuals making cross-border financial transactions, a VISA debit card is an essential element of offshore banking services. This international debit card, offered in collaboration with a US partner, extends the reach of your financial operations. Its widespread acceptance worldwide opens doors to ample opportunities for international clients.

The VISA prepaid card offered by the Belize offshore bank facilitates settlements in multiple countries and allows convenient currency withdrawals and top-ups.

Key features of the offshore bank card include:

• Credit of up to USD 10,000.00;
• Worldwide acceptance anywhere a VISA is recognized;
• Access to cash withdrawals from ATMs across the globe;
• Electronic delivery of account statements.

In 2020, the bank partnered with ViaCarte, a leading fintech platform with cutting-edge solutions. This collaboration allows customers to acquire new payment cards that unlock the following benefits:

• Access to a hotel search and booking system with exclusive discounts;
• Car search and rental with special discounts;
• Various insurance options under preferential terms;
• A loyalty and rewards program offering travel, lifestyle, and world-renowned brand discounts in exchange for bonus points;
• Enhanced asset protection with online function control.

If you are considering opening a corporate account with an offshore bank in Belize, please read detailed articles on our portal.

Lifestyle (Savings) Account

The Lifestyle Account offers the following features:

• You can only open an account in USD;
• Minimum deposit requirement of USD 1,000.00;
• Flexible deposit periods ranging from 1 to 5 years;
• Interest rates depend on the deposit amount, ranging from 0.10% for deposits below USD 25,000 to 0.50% for deposits exceeding USD 100,000;
• Additional fees include an entry fee of USD 100, a FATCA fee of USD 250, and a monthly maintenance fee of USD 14.5.

Demand Deposit Account

The Demand Deposit Account provides unlimited access to your funds in Belize. Key features include:

• You can only open an account in USD;
• Minimum deposit requirement of USD 1,000.00;
• Monthly interest payments;
• Full account access around the clock;
• Monthly account statements.

Mandatory fees are consistent for all account types opened with the offshore bank in Belize, comprising an entry fee of USD 100, a FATCA fee of USD 250, and a monthly service fee of USD 14.5.

Fixed-Term Deposit Account

In addition to the mentioned products, the bank offers fixed-term deposit accounts that provide an opportunity to earn interest on your savings. That allows you to lock in your interest rate for a chosen period, providing stability and predictability for your investment.

Opening a bank account with a fixed-term deposit requires a minimum balance of USD 25,000.

How to Open a Personal Account with an Offshore Bank in Belize

The process to open a personal offshore bank account in Belize is streamlined:

1. Inform our experts of your intention to open an offshore account through our website’s chat feature or the provided contact information.
2. Sign a consultancy agreement.
3. Complete the payment for assistance in opening your personal account using payment options such as PayPal, Western Union, WebMoney, Bitcoin, or bank transfer. Our service fee is €2,999.
4. Prepare the necessary documents and submit them to our specialists, who will facilitate the account opening process on your behalf. Required documents include completed and signed copies of the bank’s account application, notarized color copies of your passport, notarized proof of residence address outside Belize or Central America (e.g., utility bill or bank statement), and bank and professional recommendations for each account signatory.

Upon approval of your application by the bank, you can immediately begin using your personal bank account in Belize.